Legit ways to make money online without investment

Are you looking to earn 10 dollars per day without investment online?


I know that piques your interest but let me put this out straight.

That though it is possible to earn online without making any monetary investment, you will have to put in the works, invest your time and will require skills that people are looking to hire.

You will have to be say, an app programmer whom people are looking out for to design and code their mobile app, or you could be an impeccable content writer whom people are looking to hire do some blog write-ups for them.

But there is no free money that you are going to earn online.

There is no magic wand that you use to hit on them browsers to make cash.


There is also no PayPal money generator which you click on for a  quick payout. One way or the other, you will have to put in the work.

My task in this blog is to show you legit ways to make money online with or without monetary investment. I say legit because there are scammers online who would like to use your skills, time and effort without paying you a dime. While I might show you legit sites to make money online, even in those legit sites, there are still some dishonest people who would want to use you wrongly. So use your due diligence.


Legit Active Ventures Where You Earn without Monetary Investment

Let us first look at legit ways to make money online without investment but by putting in the works.

The ventures I talk about here involve you actively working to earn.

as a student earn 10 dollars daily without investment online


Freelance writing

My very first dollar that I earned online was from freelance writing. I was still a student at the University of Nairobi when I discovered that I could put my writing skills to good use. By then iwriter was a great site where you could easily join and start taking articles to write.

To make money as a freelance writer, all which is required of you is having the right skills, be someone who can follow instructions and are punctual. If you are this person, then you can try out Upwork which is a reputable freelancing site.

Once you have signed up and are accepted into the platform, you will need to go to the available jobs and pitch in your proposal. If the clients love your proposal, they will hire you. Go ahead and provide well written, quality articles so that you can be paid and even rehired.

Lets say that I want to filter writing tasks available on the platform that I can apply to.

I am going to login and show you how to do it.

private upwork profile

Since I am yet to apply for any job since I created my upwork account, my profile shows that it is private and will only become public once I start actively.

Since I am a blogger, I will be looking for writing tasks related to blogging. So I go ahead and typing the word ‘blogging’ into the find jobs tab

And when I search for this, I see some writing task that piques my interest.

The client is looking for new writers for a task where they will pay $6.

Now that I am a starter, let me submit a proposal for this.

For the proposal, I need to point out a disclaimer that I am no expert when it comes to submit cover-letters. Maybe there is someone out there who feels that my proposal is not very apt. You can always advise on how to better it.

Anyway, this is what I do:

You will note that I still go for the $6 payment proposed by the client. I just want a job that will kick-start my freelance career and as such, I do not mind that much how small the client is offering as long as I get something that will get me some pay and a good review.

After submitting the proposal, I will wait for the client to read the proposal and either invite me to an interview or decline me.

Graphic design on Fiverr

I am a pathetic graphic designer. I cannot design my site logo leave alone designing a poster.

Well, graphic design is an innate talent and unless you were born with it, I do not think you can fake it.

For those who have the talent, they can go ahead and create a profile on Fiverr that states what they do and wait for clients to hire you.

Other than Fiverr, there is also Upwork and Toptal where clients are always looking for people with graphic design skills.

Lets use the ‘find jobs’ tab on upwork to look for gigs requiring graphic design skills.


Virtual assistance

On Upwork you will find clients who want you to help them with their daily tasks say for example; posting articles to their WordPress blogs, commenting on other blogs on their behalf, adding affiliate links to their already published articles etc. This is called virtual assistance and to be hired, you will of course be required to first master the skill in question before you can even pitch your proposal.

Again, we can use the search function on upwork to look for jobs available for virtual assistants.

 Facebook Groups Requiring Guest posts for clients on authority sites

If you are a contributor on authority sites such as the Huffingtonpost, Forbes, Thriveglobal, Entrepreneur, The Telegraph, Newyork Post or The Guardian then someone could be looking to hire you write a guest post for their site to be  posted on those sites.

What these clients are looking for is a backlink from those authority sites to their site. Sometimes back, I used to do this for my clients. All I needed to do was first pen high quality posts that were accepted into the sites so that the editors trusted me with an account, I would then go to Facebook groups where clients were looking for contributors like me and I would pitch my services.

Here is an example

facebook guest post advert

Translation tasks

On freelancing sites, you will find people who have text written in one language and they would like it to be translated into another. Of course if you want to be hired for such tasks, you will need to be conversant with the two languages in question.

If you can do it, go ahead and submit a proposal stating that you can complete the task and then wait to see if you will be hired.

Lets try to get the jobs on Upwork once again

translation jobs


Transcription involves turning audio into text. I am sure you have watched those movies which have subtitles at the bottom. Well, that work was done by a transcriber.

In transcription work, you will be given audio files which you are supposed to listen keenly to and write out what is said.

You can sign up for transcription gigs on Transcribeme and Gotranscript.

Let’s take the case of transcribeme.

You will be required to give your personal details, paypal email and the languages that you can transcribe.

In my case, I can only do English but I have to state what type of English be it: North American, Aussie, Irish and British.

After signing up and verifying my email, I am required to do an exam.

Online tutoring and Academic writing

After campus, I had a month stint at academic writing. Here students will want you to do their school assignments, research papers, projects and even exams. While the pay was good, I found it to be rather tiresome and left it. There are however some people who still do it and earn their daily bread from the hustle.

You can sign up for academic writing jobs at Uvocorp, Proficentwriters, Edusson and Essaywriters. The sites though hire seasonally and only want high quality writers so you might be required to do an online test to gauge your capabilities.

Proofreading Jobs

Proofreading is the act of reading copy to make sure that it addresses the needs required as well as see that it is precise and succint. To get such a job, you will require that you have great Grammar skills, are keen to details and can work long hours looking and re-looking at copy to make sure that it reads well. Once you identify mistakes you are either supposed to rectify them (in case they are just minor grammar, spelling and sentence structure errors) or point them to the client if they are major and involve irrelevancy and inconsistency so that they can edit them.

We have looked at amazon proofreading jobs, what they entail and what you need in order to be hired as one.

Legit Ways to Make Passive Online Income

Now this is my favorite category of make money online. Here, you need not work actively everyday. No, once you have set out the systems right, money will be trickling in even when you are sleeping.

Selling an ebook

While writing an ebook will  not earn you a dime in the short term, it will surely earn you passive income in the long term. But the ebook has to be of high quality, solving a certain need and sold to a targeted audience who are looking for solutions in the ebook.

Personally, I have penned two ebooks. However, I was using them as lead magnets to my email subscribers and so they were free. Currently, I am planning to write one which I will sell to my audience in one of my niche website.

Affiliate marketing

My favorite make money online model is affiliate marketing. This is because once you have put in the work and time designing a site, a YouTube channel or a social media handle with good targeted traffic, you can sit down and wait for passive income to roll in.

For affiliate marketing, all you need to do is find a good affiliate marketing program like the ones that we discuss in this post, create a web property say a blog and then go ahead to create content that is going to drive targeted traffic.

In this post, I discuss the steps that I follow in creating a blog that will be monetize with Amazon affiliate marketing.

Anyway, since I am interested in showing you how to earn at least 10 dollars in a day online, I will show you my earning for yesterday from one of my site using the Amazon associates program. So here we go:

My affiliate links got 148 clicks and 25 of those translated to orders. 21 items were shipped and I earned $16.90. Not soo bad, right?

Earning from ads on your blog

This is another online passive income model that I love. What is required of you is to create a web property with good traffic and then you can approach ad network programs with the proposal to post their ads on your blog.

Currently, I am using Google Adsense and ezoic on two of my blogs and I am glad when I login to the accounts at the end of each day and see some passive income no matter how small it might be.

Let us look at my earnings for 2 days on ezoic.

Let us also examine my earnings from Google adsense again for the past two days. Here it is


Wrap Up on legit ways to Earn Money Online

We have explored the different ways that you can earn online without any investment. While you are likely to earn lots of money daily from active freelance work, you need to put in the works and spend time.

For activities such as affiliate marketing, earning from ads and selling eBooks, the only thing you will need is initial investment of say hosting a blog and buying a domain name as well as putting up the content. Once you are done and have good traffic, you will earn passive income.